Texas · Accident Insurance

Accident Insurance in Texas
Cash Benefits After a Covered Accident

Accident insurance pays cash directly to Texas residents after a covered accidental injury — helping with deductibles, lost wages, and everyday expenses. No network restrictions.

Cash
Paid directly to you — not providers
$27K
Avg cost of a fall with hospitalization
No network
Benefits not tied to which hospital you use
Any job
Available for all Texas occupations

Accidental Injury Benefits

Cash for fractures, dislocations, burns, and lacerations. Benefits are tiered by injury type and severity.

Emergency & Hospital Cash

Benefits for emergency room visits, ambulance transport, and inpatient hospital stays after a covered accident.

Use for Anything

No receipts required. Use the cash for your deductible, lost wages, rent, or anything you need during recovery.

Texas Accident Insurance FAQ

Is accident insurance available for individuals in Texas?

Yes — Tower Hill offers accident insurance for Texas residents with top-rated carriers. Individual and family accident plans are available without employer enrollment.

What types of accidents are covered in Texas?

Most accident insurance plans cover a wide range of accidental injuries including fractures, dislocations, burns, lacerations, emergency room visits, ambulance transport, and hospitalization resulting from an accident.

Does accident insurance pay if I already have health insurance in Texas?

Yes — accident insurance pays you directly, regardless of what your health insurance covers. It helps offset deductibles, copays, and other out-of-pocket costs after a covered accident. The two products complement each other.

Is accident insurance good for workers in physical jobs in Texas?

Absolutely — accident insurance is especially valuable for Texas construction workers, oil field workers, warehouse employees, and anyone with a physically demanding job. Benefits are paid directly to the employee, not the employer.

Get Accident Coverage Today

Affordable accident insurance for Texas residents. Free quote in 2 minutes.

Tower Hill Corp · TX Agency License #2608479TX · Benefits subject to policy terms.

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