Irving's Las Colinas district is one of the most densely concentrated corporate campuses in Texas — home to Kimberly-Clark, Celanese, Fluor, and Christus Health, alongside dozens of mid-market financial and technology companies. The city sits inside the DFW Metroplex triangle with direct access to Dallas/Fort Worth International Airport, making it a natural hub for companies with heavy travel demands. Irving's workforce is sophisticated: mid-career professionals with stock options, 401(k) accumulations, and mortgage obligations that would take years to replicate. These are exactly the people who have the most to lose if they die without adequate coverage. But Irving also has a large immigrant workforce — particularly in the hospitality, construction, and service sectors — who face insurance access barriers including language, documentation concerns, and unfamiliarity with American financial products. Tower Hill serves both segments: the corporate professional who needs $1 million in coverage and the hotel housekeeper who needs $100,000 to ensure her children can stay in school. Irving is also home to a significant South Asian and Korean business community concentrated in the MacArthur Corridor, where small business owners frequently need key person and buy-sell coverage in addition to personal policies.