Legal

Terms of Service

Effective Date: January 1, 2025 · Last Updated: June 18, 2026

These Terms of Service ("Terms") govern your access to and use of the Tower Hill Corp website and services. By accessing or using our site, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. About Tower Hill Corp

  • Tower Hill Corp is a licensed Texas insurance agency (TX Agency License #2608479TX) operating as a marketing and distribution partner for Tower Hill carrier network carrier partners, headquartered in Lincoln, Nebraska.
  • We are licensed by the Texas Department of Insurance (TDI) to solicit and sell life, accident, and health insurance products to Texas residents.
  • "Tower Hill Corp" and "Tower Hill Corp." are marketing names. All insurance policies are issued by Tower Hill carrier network carrier partners.

2. Use of Our Website

  • You must be at least 18 years old and a Texas resident to use our services.
  • You agree to provide accurate, current, and complete information when submitting forms, requesting quotes, or applying for coverage.
  • You may not use our website for any unlawful purpose or in any way that violates applicable federal, state, or local laws.
  • We reserve the right to terminate access to users who violate these Terms.

3. Insurance Products & No Guarantee of Coverage

  • Information on this website is for general educational and informational purposes only. Nothing on this site constitutes a binding offer of insurance or a guarantee of coverage.
  • All insurance products are subject to eligibility requirements, underwriting approval, and the terms and conditions of the applicable policy issued by Tower Hill carrier network carrier partners.
  • Quote estimates provided on our site are for illustrative purposes only. Actual premiums may vary based on individual health history, occupation, and other underwriting factors.
  • Coverage is not bound until a policy is issued and the first premium is paid.

4. Not Financial or Legal Advice

  • The content on this website, including articles, guides, and calculators, is provided for educational purposes only and does not constitute financial, legal, or tax advice.
  • We recommend consulting with a licensed financial advisor, attorney, or tax professional for advice specific to your situation.

5. Communications Consent

  • By submitting your contact information, you consent to receive calls, texts, and emails from Tower Hill Corp and its licensed advisors regarding insurance products and services.
  • See our Privacy Policy for full details on TCPA consent and how to opt out.

6. Intellectual Property

  • All content on this website — including text, graphics, logos, and software — is the property of Tower Hill Corp. or its licensors and is protected by applicable intellectual property laws.
  • You may not reproduce, distribute, or create derivative works from our content without prior written permission.

7. Third-Party Links

  • Our website may contain links to third-party websites. We do not control and are not responsible for the content, privacy practices, or availability of those sites.
  • Linking to a third-party site does not constitute an endorsement.

8. Limitation of Liability

  • TO THE FULLEST EXTENT PERMITTED BY LAW, TOWER HILL CORP. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS WEBSITE OR SERVICES.
  • Our total liability for any claim arising from your use of our services shall not exceed the amount you paid to us in the twelve months preceding the claim.

9. Disclaimer of Warranties

  • This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
  • We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Governing Law & Dispute Resolution

  • These Terms are governed by the laws of the State of Texas without regard to conflict of law principles.
  • Any dispute arising from these Terms or your use of our services shall be resolved in the state or federal courts located in Texas.
  • You waive any objection to the exercise of jurisdiction over you by such courts.

11. Changes to These Terms

  • We reserve the right to modify these Terms at any time. The "Last Updated" date will reflect changes. Your continued use of our services constitutes acceptance of the revised Terms.

12. Contact Us

  • Questions about these Terms? Contact us:
  • Tower Hill Corp
    Email: support@towerhillcorp.com
    Phone: (832) 856-1704
    TX Agency License: #2608479TX
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