Zenith OS · Family Risk Analysis

If you died tomorrow,
what happens to your family?

Adjust the sliders. See the real financial impact — in seconds.

Your Financial Profile

$85,000
$1,800/mo
$25,000
$15,000
None
20 yrs
Children (1)
Child 1Age 8

Zenith OS Risk Assessment

Critical Gap

Recommended Coverage

$2.4M

Without life insurance coverage, your family's savings would run out in approximately 5 months.

Monthly income gap

-$3,925/mo

After spouse income

Years family can stay in home

0 yrs

Based on current savings

College funding gap

$120,000

1 child · est. $120K each

Mortgage / debt exposure

$403,000

Outstanding obligations

Income to replace

$1.7M

20-year replacement

How We Calculated $2.4M

Income replacement$1,700,000
Mortgage balance (est.)$378,000
Debt elimination$25,000
College funding (1 child)$120,000
Minus: existing savings-$15,000
Recommended coverage$2.4M

Zenith OS Recommendation

Your family needs $2.4M in coverage.

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