San Antonio is shaped by two dominant forces: the United States military and the tourism and hospitality economy surrounding the River Walk and Alamo. Home to Fort Sam Houston, Lackland Air Force Base, Randolph AFB, and Camp Bullis, San Antonio is one of the highest-concentration military cities in the country. Active-duty servicemembers typically have SGLI (Servicemembers' Group Life Insurance), but this coverage ends or sharply decreases upon separation — leaving veteran families vulnerable at exactly the moment they're transitioning to civilian employment and facing new financial obligations. Tower Hill specializes in bridging that gap. We help veterans and transitioning military families convert their service-period coverage into permanent civilian policies without medical underwriting complications. San Antonio's civilian economy is equally critical: USAA, Valero Energy, H-E-B, and CPS Energy anchor a diverse employment base. But roughly 30% of San Antonio adults remain uninsured for life — one of the highest rates in Texas. Many of these are working adults in retail, healthcare, and food service who believe life insurance is out of reach. In reality, a healthy 35-year-old in San Antonio can secure $500,000 in term coverage for under $30 per month. That's less than a cable bill.