Lewisville families enjoy Lake Lewisville weekends, top-rated schools, and easy DFW access. Make sure your family's lifestyle is protected with the right life insurance coverage from Tower Hill.
Lewisville offers the best of DFW living — Lake Lewisville recreation, excellent schools, and easy access to Dallas. Tower Hill's coverage options are designed for the family-first lifestyle of Denton County residents.
Lewisville professionals juggle work, family, and lake weekends. Tower Hill's fully digital application takes less than 15 minutes, issues a decision in real time, and never requires a medical exam for most applicants.
All Tower Hill policies are issued by Tower Hill carrier network — an A++ (Superior) A.M. Best rated carrier — and regulated by the Texas Department of Insurance. Your coverage is backed by one of the strongest state insurance frameworks in the country.
These three coverage types address the most common financial gaps we see in the Lewisville market.
Young families flock to Lewisville for the schools, the lake, and the community. Term life coverage ensures your income is replaced and your dependents are protected if the worst happens.
Learn MoreKey person insurance, buy-sell agreements, and executive bonus plans protect your local business — from lakeside restaurants to professional services firms.
Learn MoreDisability income and critical illness coverage replace your paycheck if injury or illness keeps you from working. Essential for high-earning professionals and self-employed residents.
Learn MoreThe standard recommendation is 10–12× your gross income. For a Lewisville dual-income household earning $130,000 combined, that means $1.3M–$1.56M in total coverage split between both spouses. Factor in your Lake Lewisville-area mortgage and you may need even more.
Very affordable. A healthy 32-year-old in Lewisville can get $750,000 in 20-year term coverage for about $35–$45/month. The earlier you lock in your rate, the cheaper it stays for the entire term — even as your home value and income grow.
Yes. If one income disappears, can your family maintain the Lewisville mortgage, childcare, and lifestyle on one salary? For most DFW families, the answer is no. Both spouses should carry coverage sized to replace their individual income contribution.
Most Lewisville applicants receive a same-day decision. Tower Hill's digital underwriting processes your application online — no exam, no waiting. Coverage is active the moment your policy is issued.
Learning Center
Life insurance is just one piece of a complete protection plan. Read up on the coverage most Texas families overlook.
Health insurance pays your doctors. Critical illness insurance pays you — a lump sum of cash when diagnosed with a heart attack, stroke, or cancer.
Read GuideCritical IllnessThey solve different problems and don't interfere with each other. Texas families with financial obligations need both. Here's the full breakdown.
Read GuideAccident InsuranceBroken bones, burns, ER visits, and more — paid as cash directly to you. No receipts, no network restrictions. Here's exactly what's covered.
Read GuideAccident InsuranceAccidents are the #1 cause of death for Texans under 45. The average ER visit costs $2,400. Here's why health insurance alone isn't enough.
Read GuideAD&DAD&D only pays if you die in an accident. Heart disease kills 22% of Texans — AD&D covers none of them. Here's how the two compare.
Read GuideAD&DCar crashes, falls, drowning — covered. Illness — not covered. Learn exactly what pays, what's excluded, and how the claims process works.
Read GuideDisabilityTexas has no state disability program. Social Security denies 60% of applicants. Here's how to calculate exactly how much coverage you need.
Read GuideDisabilityThe definition of disability in your policy can mean $4,000/month vs. $0 when you file a claim. Texas professionals need to know the difference.
Read GuideBusiness ProtectionWhat happens to your business if its most critical person dies? Key person insurance gives the company cash to survive, recruit, and keep operating.
Read GuideBusiness ProtectionWithout a funded buy-sell, your deceased partner's family becomes your new co-owner. Life insurance ensures a clean, funded buyout at fair value.
Read GuideInstant quote in seconds — or speak with a licensed Texas advisor at no cost.