Dallas-Fort Worth added more residents than any metro in America over the past decade. Home values followed. If you bought in the last five years, you're carrying a mortgage that's likely $100K higher than your original coverage estimate. Tower Hill fixes that.
Three reasons Dallas mortgage protection clients trust us with their families.
Dallas home values grew faster than income. Many homeowners are carrying $350K–$500K mortgages on income protection policies written for far less. Tower Hill advisors audit your coverage gap in one call.
Dallas attracts major corporate relocations — which means restructuring and layoffs happen here too. When a large employer reorganizes, mortgage protection ensures the house payment survives the pink slip.
No exam, no nurse visit. Tower Hill's instant underwriting engine approves most Dallas applicants on the same day they apply — no waiting period between application and decision.
Three tiers of coverage — choose what fits your Dallas life and budget.
Most DFW advisors recommend coverage equal to your outstanding balance plus 12–24 months of living expenses. For a $389K median Dallas home, that suggests $450K–$550K in coverage.
Yes. Group life disappears the moment you change jobs or are laid off — mortgage protection stays with you regardless of employment. In corporate DFW where restructuring is common, this distinction is critical.
Yes. Tower Hill's instant underwriting approves most applicants without any medical exam. A health questionnaire is standard, but no nurse visits, blood draws, or waiting periods are required.
Your policy is completely independent of your lender. If you refinance and your balance changes, your Tower Hill advisor can help you adjust coverage amounts accordingly.
Yes. Tower Hill holds Texas Department of Insurance license #2608479TX and serves all DFW counties — Dallas, Tarrant, Collin, Denton, Rockwall, Kaufman, and Ellis.
Tower Hill serves all major Texas markets with licensed advisors and instant coverage decisions.
Apply online in minutes. Licensed Texas advisors available if you have questions.
Tower Hill Corp • TX License #2608479TX • Licensed in Dallas County