San Antonio is home to Joint Base San Antonio and thousands of active duty and veteran families. Servicemembers' Group Life Insurance (SGLI) provides $500K during service — and zero the day you separate. Tower Hill fills that gap before it opens, with coverage designed for military family timelines.
Three reasons San Antonio mortgage protection clients trust us with their families.
Tower Hill specializes in transitioning military families. We time your new policy to activate before SGLI expires, ensuring your mortgage is covered without a single day of gap in protection.
Many San Antonio military families use VA home loans with zero down payment — meaning the full purchase price is exposed from day one. Tower Hill advisors understand VA loan structures and size coverage accordingly.
Tower Hill's underwriting is veteran-aware. Combat-related conditions and service-connected disabilities are evaluated individually. Most veterans qualify for standard or slightly rated coverage — not automatic denials.
Three tiers of coverage — choose what fits your San Antonio life and budget.
As soon as possible before SGLI expires — ideally during the 120-day Transition Assistance Program window before separation. Tower Hill can issue coverage that activates before your SGLI terminates.
VA loans have no down payment, meaning you're exposed to the full purchase price from day one. Size your coverage to match the full outstanding loan balance — more than conventional loan buyers who start with equity.
Yes. Private coverage supplements SGLI during service and ensures seamless coverage after separation. Many active duty families start a private policy 1–2 years before their ETS date.
BAH is a non-taxable housing allowance, not earned income. For disability purposes, base pay is the relevant income figure. A Tower Hill advisor will calculate the right coverage amount based on your total compensation structure.
Yes. Tower Hill advisors serve the JBSA community specifically and understand military home buying, VA loan limits, BAH rates for San Antonio, and the unique coverage needs of military families.
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Tower Hill Corp • TX License #2608479TX • Licensed in Bexar County